chump change vs hard currency

chump change and hard currency both are nouns.

Word	Noun	Adjective	Verb	Adverb
chump change	Yes	No	No	No
hard currency	Yes	No	No	No

As nouns, hard currency is a hypernym of chump change; that is, hard currency is a word with a broader meaning than chump change:

Other hypernyms of chump change include cash, hard cash.

chump change (noun)	hard currency (noun)
a trifling sum of money	money in the form of bills or coins
	a currency that is not likely to depreciate suddenly in value