factor in vs calculate

factor in and calculate both are verbs.

Word	Noun	Adjective	Verb	Adverb
factor in	No	No	Yes	No
calculate	No	No	Yes	No

As verbs, calculate is a hypernym of factor in; that is, calculate is a word with a broader meaning than factor in:

Other hypernyms of factor in include cipher, compute, cypher, figure, reckon, work out.

factor in (verb)	calculate (verb)
resolve into factors	make a mathematical calculation or computation
consider as relevant when making a decision	specifically design a product, event, or activity for a certain public
	judge to be probable
	have faith or confidence in
	predict in advance
	keep an account of