mortgagee vs holder

mortgagee and holder both are nouns.

Word	Noun	Adjective	Verb	Adverb
mortgagee	Yes	No	No	No
holder	Yes	No	No	No

As nouns, holder is a hypernym of mortgagee; that is, holder is a word with a broader meaning than mortgagee:

Other hypernyms of mortgagee include creditor.

mortgagee (noun)	holder (noun)
the person who accepts a mortgage	a holding device
	the person who is in possession of a check or note or bond or document of title that is endorsed to him or to whoever holds it
	a person who holds something