personal property vs holding

personal property and holding both are nouns.

Word	Noun	Adjective	Verb	Adverb
personal property	Yes	No	No	No
holding	Yes	No	No	No

As nouns, holding is a hypernym of personal property; that is, holding is a word with a broader meaning than personal property:

personal property: movable property (as distinguished from real estate)
holding: something owned; any tangible or intangible possession that is owned by someone

Other hypernyms of personal property include belongings, property.

personal property (noun)	holding (noun)
movable property (as distinguished from real estate)	the act of retaining something
	something owned; any tangible or intangible possession that is owned by someone