reserve fund vs reserve account

reserve fund and reserve account both are nouns.

Word	Noun	Adjective	Verb	Adverb
reserve fund	Yes	No	No	No
reserve account	Yes	No	No	No

As nouns, reserve fund and reserve account are synonyms defined as:

reserve fund and reserve account: funds taken out of earnings to provide for anticipated future payments

reserve fund (noun)	reserve account (noun)
funds taken out of earnings to provide for anticipated future payments	funds taken out of earnings to provide for anticipated future payments