settlement vs geographical area

settlement and geographical area both are nouns.

Word	Noun	Adjective	Verb	Adverb
settlement	Yes	No	No	No
geographical area	Yes	No	No	No

As nouns, geographical area is a hypernym of settlement; that is, geographical area is a word with a broader meaning than settlement:

Other hypernyms of settlement include geographic area, geographic region, geographical region.

settlement (noun)	geographical area (noun)
termination of a business operation by using its assets to discharge its liabilities	a demarcated area of the Earth
the act of colonizing; the establishment of colonies
something settled or resolved; the outcome of decision making
a conclusive resolution of a matter and disposition of it
a body of people who settle far from home but maintain ties with their homeland; inhabitants remain nationals of their home state but are not literally under the home state's system of government
a community of people smaller than a town
an area where a group of families live together