talk terms vs talk over

talk terms and talk over both are verbs.

Word	Noun	Adjective	Verb	Adverb
talk terms	No	No	Yes	No
talk over	No	No	Yes	No

As verbs, talk over is a hypernym of talk terms; that is, talk over is a word with a broader meaning than talk terms:

talk terms: discuss the terms of an arrangement
talk over: speak with others about (something); talk (something) over in detail; have a discussion

Other hypernyms of talk terms include discuss, hash out.

talk terms (verb)	talk over (verb)
discuss the terms of an arrangement	speak with others about (something); talk (something) over in detail; have a discussion