commerce vs payment

commerce and payment both are nouns.

Word	Noun	Adjective	Verb	Adverb
commerce	Yes	No	No	No
payment	Yes	No	No	No

As nouns, payment is a hyponym of commerce; that is, payment is a word with a more specific, narrower meaning than commerce:

commerce: transactions (sales and purchases) having the objective of supplying commodities (goods and services)
payment: the act of paying money

commerce (noun)	payment (noun)
transactions (sales and purchases) having the objective of supplying commodities (goods and services)	the act of paying money
social exchange, especially of opinions, attitudes, etc.	an act of requiting; returning in kind
	a sum of money paid or a claim discharged