payment vs commerce

payment and commerce both are nouns.

Word	Noun	Adjective	Verb	Adverb
payment	Yes	No	No	No
commerce	Yes	No	No	No

As nouns, commerce is a hypernym of payment; that is, commerce is a word with a broader meaning than payment:

payment: the act of paying money
commerce: transactions (sales and purchases) having the objective of supplying commodities (goods and services)

Other hypernyms of payment include commercialism, mercantilism.

payment (noun)	commerce (noun)
the act of paying money	transactions (sales and purchases) having the objective of supplying commodities (goods and services)
an act of requiting; returning in kind	social exchange, especially of opinions, attitudes, etc.
a sum of money paid or a claim discharged