fate vs natural event

fate and natural event both are nouns.

Word	Noun	Adjective	Verb	Adverb
fate	Yes	No	Yes	No
natural event	Yes	No	No	No

As nouns, natural event is a hypernym of fate; that is, natural event is a word with a broader meaning than fate:

fate: an event (or a course of events) that will inevitably happen in the future
natural event: an event that happens

Other hypernyms of fate include happening, occurrence, occurrent.

fate (noun)	natural event (noun)
an event (or a course of events) that will inevitably happen in the future	an event that happens
the ultimate agency regarded as predetermining the course of events
your overall circumstances or condition in life (including everything that happens to you)

fate (verb)	natural event (verb)
decree or designate beforehand