refer vs affect

refer is not a noun while affect is a noun.

Word	Noun	Adjective	Verb	Adverb
refer	No	No	Yes	No
affect	Yes	No	Yes	No

As verbs, affect is a hyponym of refer; that is, affect is a word with a more specific, narrower meaning than refer:

refer (noun)	affect (noun)
	the conscious subjective aspect of feeling or emotion

refer (verb)	affect (verb)
think of, regard, or classify under a subsuming principle or with a general group or in relation to another	act physically on; have an effect upon
have as a meaning	have an effect upon
make reference to	make believe with the intent to deceive
use a name to designate	have an emotional or cognitive impact upon
seek information from	connect closely and often incriminatingly
send or direct for treatment, information, or a decision
be relevant to