submit vs refer

submit and refer both are verbs.

Word	Noun	Adjective	Verb	Adverb
submit	No	No	Yes	No
refer	No	No	Yes	No

As verbs, refer is a hypernym of submit; that is, refer is a word with a broader meaning than submit:

submit (verb)	refer (verb)
accept as inevitable	think of, regard, or classify under a subsuming principle or with a general group or in relation to another
accept or undergo, often unwillingly	have as a meaning
put before	make reference to
refer for judgment or consideration	use a name to designate
yield to another's wish or opinion	seek information from
yield to the control of another	send or direct for treatment, information, or a decision
make an application as for a job or funding	be relevant to
hand over formally
make over as a return
refer to another person for decision or judgment